2.Personal Data We Collect

We may collect the following categories of personal data from you:

• Identification and Contact Information: Name, email address, phone number, and business address.

• Usage Data: Information about your activity on our Services, such as browsing history, login information, and feature usage.

• Technical Data: Device information, operating system, IP address, browser type, and language preference.

• Information from Third Parties: We may collect information about you from our partners and service providers, such as background checks for employment purposes.

3. Legal Basis for Processing Personal Data

We process your data based on the following legal grounds:

• Contract: To perform our contractual obligations to you, such as providing access to our Services.

• Legitimate Interest: To operate and improve our Services, personalize your experience, prevent fraud, and comply with legal requirements.

• Consent: With your explicit consent, we may process your data for specific purposes, such as receiving marketing and promotional communications.

4. Purposes of Data Processing

We use your personal data for the following purposes:

• To provide, operate, and maintain our Services.

• To manage your account and respond to your inquiries.

• To personalize your experience and provide you with relevant features and content.

• To send you important notifications and updates about our Services.

• To conduct data analysis and improve our offerings.

• To prevent fraud and other illegal activities.

• To comply with applicable laws and regulations.

5. Data Sharing and Disclosure

We may share your personal data with the following third-parties:

• Service providers who assist us in operating and improving our Services.

• Financial institutions for processing transactions.

• Government authorities and law enforcement agencies as required by law.

We will only share your data with third parties under this Policy and applicable data protection laws. We will take all reasonable steps to ensure that any third-party recipient of your data protects it by this Policy.

6. Data Retention

We will retain your data for as long as necessary to fulfil the purposes outlined in this Policy or until you request its deletion. We will also retain your data as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.

7. Your Data Protection Rights

You have the following rights under the NDPR:

• Right of Access: You have the right to access and receive a copy of your data from us.

• Right to Rectification: You have the right to request that we rectify any inaccurate or incomplete personal data we hold about you.

• Right to Erasure: You have the right to request that we erase your data under certain circumstances.

• Right to Restrict Processing: You have the right to restrict or object to the processing of your data under certain circumstances.

• Right to Data Portability: You have the right to request that we transfer your data to another controller.

• Right to Withdraw Consent: You have the right to withdraw your consent to the processing of your data at any time.

To exercise any of your data protection rights, please contact us using the information provided below.

8. Security of Your Data

We implement appropriate technical and organizational measures to protect your data from unauthorized access, disclosure, alteration, or destruction. However, no Internet transmission or electronic storage is ever completely secure. We cannot guarantee the absolute security of your data.

9. Children's Privacy

Our Services are not intended for children under the age of 13. We do not knowingly collect personal data from children under the age of 13. If you are a parent or guardian and you believe that your child has provided us with personal data, please contact us.

10. Changes to this Policy

We may update this Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any changes by posting the updated Policy on our website.

11. Contact Us

• Email: info@thriftms.com

• Phone number:

This Privacy Policy is effective as of February 26, 2024.